Personal Savings

Need an easy way to check your balance?
Use our PhoneBank
(830) 278-4400 and Carrizo Springs-(830) 876-5100

The account descriptions below are not intended to be complete disclosures of all account features and fees. To obtain a full disclosure please contact at (830) 278-6231.

Products	Personal Superfirst	Personal Savings	Young Savers (18 years & younger)
Free Checks
Free Online Banking
Free Phonebank
Free ATM Card
Unlimited Check Writing
Minimum Opening Deposit	$100	$100	$25
Service Charge*	$10 if balance drops below $1500 during month	$3 if balance drops below $200 during quarter
Statement Period	Monthly	Quarterly	Quarterly
Interest Compounded	Daily/Credited Monthly	Daily/Credited Quarterly	Daily/Credited Quarterly
Minimum Balance Requirement	$1500 to obtain APY**	$0.01 to obtain APY**	$0.01 to obtain APY**

*Service Charge is waived for 1st statement period
*Account may be opened and maintained by individuals for their personal/non-business purpose
** APY (Annual Percentage Yield)

The account descriptions below are not intended to be complete disclosures of all account features and fees. To obtain a full disclosure, contact us for a copy of the "Your Deposit Account" brochure.

CDs

Certificates of Deposit less than $100,000 from First State Bank of Uvalde range in maturities from 90 days to 60 months.
Likewise, Certificates of Deposit more than $100,000 from First State Bank of Uvalde range in maturities from 30 days to 60 months.

These accounts require a minimum opening deposit of $1,000. Interest rates, annual percentage yield and other information is available from the FSB CD Department.

CD-IRAs

The CD-Individual Retirement Accounts are fixed interest rate CDs with terms of 18 or 30 months. These accounts require a minimum opening deposit of $1,000. The CD-IRAs are compounded daily and the interest rates are available upon request as is more information about the benefits of CD-IRAs. Interest rates, annual percentage yield and other information can be found by calling contacting the FSB CD Department.

Savings IRAs

This is a variable interest rate IRA with a term of 18 months. These accounts require a minimum opening deposit of $1,000. This account is compounded daily and periodic deposits to this account are allowed. The interest rate floats with the market. For interest rates, annual percentage yield and other information about Savings IRA's contact the FSB CD Department.

Contact Us:

First State Bank of Uvalde - (830) 278-6231
Johanna Zamora -jzamora@fsbuvalde.com Ext. 1296